A VA loan is a program created specifically for members of the military and their families, past and present. The United States is home to the greatest military ever assembled, and this program rewards you for your bravery. It was created for those that have sacrificed so much for the freedoms that we enjoy. It is incredibly important to know if you qualify, so give us a call and we can let you know immediately. Eligibility for a VA loan is defined as Veterans who served on active duty and have a discharge other than dishonorable after a minimum of 90 days of service during wartime or a minimum of 181 continuous days during peacetime. Being in the National Guard and a reservist can qualify you as well! A VA loan has some incredible advantages that the other loans cannot offer. Typically, you will not need to put a down payment on a home, which is a major plus. On average VA loans have the lowest interest rate of any loan type, so your monthly payments will again be lower There will be no PMI (Monthly mortgage insurance) and there will be minimal closing fees. Serving our county has EARNED you the right to these advantages. Give us a call if you have any questions regarding qualifications or what a VA loan can do for you!