You want to look at getting a USDA loan if you want to purchase a home in a rural area. This program was designed to encourage buyers to look outside of the city limits and encourage economic growth in rural areas. USDA loans have some tremendous advantages you may not see with other loans. To begin with, you can finance the home 100%, which means you do not need to put a down payment at closing. It also offers lower interest rates so your monthly payment will be lower. This program is fantastic if you are looking to buy immediately in a rural area. These loans are not advertised to many customers but we wanted to make sure you knew it was an option if you were looking outside of the city. Give us a call if you think you want to qualify for a USDA loan. We will take you step by step through the entire process, making sure you understand every aspect of the loan and the requirements. There are many options for you to choose from, I promise we will find you the right one.